* Indicative only. Actual EMI may vary based on bank terms.
EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ–1). A ₹50L loan at 8.5% for 20 years = ₹43,391/month.
Banks allow 50–60% of monthly net income as EMI. ₹1L salary → up to ₹50K EMI.
20% down recommended. On ₹1Cr property = ₹20L down. Higher down = less interest.